Whether you are a frequent diver or scuba enthusiasts, exploring the world through a new perspective can enhance how you travel and swim. However, such adventures such as scuba diving can add up in costs. This is especially true when you experience a medical emergency or injury. So, before you dive into your next diving adventure, be sure to stay protected and get a comprehensive travel plan.
While scuba diving is a growing popular water sport, it does come with its share of health risks. If you were to experience a medical injury or emergency during your dive, you will want to be covered. Getting medical treatment can be expensive, especially when you are far away from home. Travel insurance will protect you and provide the appropriate care you need, when and where you need it.
Here’s what you should know about diving travel insurance.
Non-certified Diver’s Coverage
If you are uncertified but want to go scuba diving on your next trip, you can choose an extreme sports coverage for your emergency insurance. This will cover scuba diving activities for divers who are not certified by an internationally recognized program.
Certified Scuba Divers
Certified scuba divers will not need any additional coverage. With an emergency medical travel insurance, they will be protected for dives under 30 meters and any sickness or injury while scuba diving. However, this is only if you are a certified diver that is recognized by an international program such as NAUI or PADI.
What do regular travel insurance policies cover?
As a scuba diver, you will need to consider what is covered within the insurance policy. Your policy should include lost or stolen dive gear, medical protection, trip cancellation, travel liability, and rental car excess.
What is not covered?
Standard travel insurance will not include any claims that are an alcohol related non-recognized diving license, late term pregnancy, and diving below the specified meters.
When planning your next trip, be aware that any mishap can go wrong. Before you set up on the next diving adventure, be sure to think twice before you settle on the cheapest policy you can find.